What It Actually Takes to Get a Bank Charter

Donna Murphy spent two decades inside the OCC, most recently as Deputy Comptroller for Compliance Risk Policy. She's seen what gets an application through and what gets it denied. Join her for a live conversation with Brico CEO and Co-Founder Snigdha Kumar on charter strategy, “patient compliance” and the questions every fintech founder should be asking before they file.
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Why this conversation matters: Bank charters are having a moment. The OCC is open for business again, and every fintech with a payments or lending product is asking the same question: charter, sponsor bank, or state licenses, and when does that decision actually change?Most of what founders hear on this comes secondhand, from consultants, from Twitter threads, from whoever pitched them last. Donna Murphy ran the OCC's compliance risk policy shop. She's read the denial letters. She knows what "patient compliance" looks like from the regulator's side of the table, not just the founder's.

30 minutes of direct Q&A with someone who's seen the full lifecycle of a chartered bank, followed by 15 minutes of live questions from the audience.