Mortgage licenses in all 50 states. Handled for you.
Brico's licensing experts run your mortgage licensing program, from company and branch licenses to MLO licenses and beyond. Our AI-native platform does the paperwork, so you can expand into new states sooner and always know where every license stands.
Why mortgage licensing slows lenders down.
State mortgage licensing is fragmented across agencies, license types, and changing rules. Even experienced compliance teams struggle to keep up, and manual tools make every new state feel like starting from scratch.
Fragmented, state-by-state rules
Each state defines mortgage lending, brokering, and servicing differently. Different license types (lender, broker, servicer, branch) mean different forms, disclosures, and fees. Requirements for net worth, surety bonds, control persons, and financials vary widely.
Manual tracking increases risk
Spreadsheets, emails, and shared drives are hard to manage at scale. Tasks and deadlines are easy to miss, especially across multiple branches and stakeholders. When examiners or auditors ask for evidence, it takes days to assemble a complete picture.
External providers are expensive and opaque
Law firms and licensing service vendors rely on hourly billing and one-off projects. Costs are unpredictable, especially in times of growth or change. Your company cannot scale operations without adding headcount.
Guided by an experienced licensing practitioner who handles your mortgage licensing program.
Keep ownership of your program while getting expert support. Every Brico customer gets a dedicated licensing expert who knows your business and anticipates what regulators will ask before they ask it.
Our platform centralizes license tracking and streamlines reporting, while our licensing experts keep you compliant, with no law firm required.
Licensing strategy
How to prioritize license applications based on your particular GTM strategy.
Applications
Expanding into new states? Hiring MLOs? Adding new licenses is a breeze in Brico’s platform.
Regulator back-and-forth
We triage deficiency letters, license items, and follow-up questions so your team doesn't have to
Ongoing license management
License items at the company, branch, Key Person and MLO level, with collaboration features making it easier to manage your entire program.
Changes and big moments
New branches, new MLOs, control changes, and acquisitions.
Stay ready
A clean, complete record ready for the next state exam or audit.
See exactly where every license stands.
All of your licensing information in one place: status, deadlines, filings and documents.
Status in every state
Every license, application and filing, with where it stands today.
Deadline calendaring
Renewals, reports and rule changes surfaced ahead of time, not after.
One record, always current
Documents and filings in one place, ready for the next exam or audit.
Brico customers are building the future of finance.
I have to put zero thought into what deadlines are coming—Brico just handles it. I get peace of mind, and more importantly, my team gets precious resources back. Brico’s team has the expertise and regulator relationships that make all the difference.
Cassandra Schwedfeger, APRP, CFCS
Director of Regulatory Enablement at Bilt
Get licensed in your next state. Faster.
Brico's licensing experts manage your mortgage company, branch, and loan officer licenses in all 50 states, from NMLS applications to renewals and Mortgage Call Reports.